3 Easy Steps to Home Ownership

You don't have to be a mortgage expert to know where to begin. At Towne Mortgage of the Carolinas, we give you the resources to make your home financing experience a success. Whether you are looking to buy your first home, upsize or downsize your current home, or refinance, the mortgage experts at Towne Mortgage know how to get you started.

3 Easy Steps to Home Ownership

  1. Talk to a Towne Mortgage of the Carolinas Loan Officer
    Find out about the loan products, rates, and pricing that are available for your specific situation
  2. Pre-qualify for a Mortgage
    Once you know how much home you can afford, home shopping becomes a much easier process! 
  3. Apply Online
    When you have your property selected, it's time to complete the full loan application required by law. This will ask all of the detailed information that a loan officer needs to qualify you for a specific program.

We invite you to get started today with all of the mortgage tools you need at your fingertips. However, our personal touch is never more than a phone call away. Get started with on of our highly experienced Lending Managers. Our experience will make your experience better! 

John Barnhart Broker

I have lived in Alamance County for 12 years now and I can honestly say that Alamance and Mebane to be specific is one of the greatest places I have lived. Having lived in 5 states and Germany while in the Air Force I have had the opportunity to go to many different places and meet many interesting people. Now though, my wonderful wife and I consider Mebane our home.  I am the voice at Hawfields Civitan baseball field and thoroughly enjoy announcing the games every week. My real estate experience consists of both high price as well as low priced homes, land only, foreclosures and I can even help you with rentals. Other than the Air Force I have been in sales of one sort or another for most of my life. Because of this I have worked with a very wide variety of clientele. I consider myself a people person and also consider one of my best assets is my ability to LISTEN to what people are saying. Being able to recognize a persons wants and needs, decipher those wants and needs and point them towards exactly what they're looking for is one of the most rewarding aspects of my job as a Realtor. That's just the buyer's end though. I also think it's just as important to sit down with people at the kitchen table with a cup of coffee and discuss their expectations when it comes to selling their home or land. With my sales experience and the vast resources of Coldwell Banker Howard, Perry and Walston behind me I look forward to helping you either buying your next home or selling your current house.


© 2017 Coldwell Banker Howard Perry and Walston
Realtor® Equal Housing Opportunity